:root {
  --azul: #0b2a5b;
  --azul-2: #13408a;
  --destaque: #1f7ae0;
  --texto: #1d2433;
  --suave: #5b6476;
  --fundo: #f4f7fb;
  --borda: #e2e8f1;
  --raio: 14px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif; color: var(--texto); line-height: 1.6; background: #fff; }
a { color: var(--destaque); text-decoration: none; }
img { max-width: 100%; }
.wrap { width: min(1120px, 92%); margin: 0 auto; }

/* Topo */
header { position: sticky; top: 0; z-index: 10; background: rgba(255,255,255,.96); backdrop-filter: blur(8px); border-bottom: 1px solid var(--borda); }
.topo { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.marca { font-weight: 800; font-size: 1.25rem; color: var(--azul); letter-spacing: -.02em; }
.marca span { color: var(--destaque); }
nav a { color: var(--texto); margin-left: 26px; font-weight: 500; font-size: .95rem; }
nav a:hover { color: var(--destaque); }
@media (max-width: 760px) { nav a:not(.btn) { display: none; } }

.btn { display: inline-block; padding: 13px 26px; border-radius: 999px; font-weight: 600; transition: transform .15s, box-shadow .15s; }
.btn:hover { transform: translateY(-1px); box-shadow: 0 8px 22px rgba(11,42,91,.18); }
.btn-acao { background: var(--destaque); color: #fff !important; }
.btn-claro { background: #fff; color: var(--azul) !important; }
nav .btn { padding: 9px 18px; font-size: .9rem; }

/* Hero */
.hero { background: linear-gradient(135deg, var(--azul) 0%, var(--azul-2) 100%); color: #fff; padding: 96px 0 104px; }
.selo { display: inline-block; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.25); padding: 6px 14px; border-radius: 999px; font-size: .85rem; margin-bottom: 22px; }
.hero h1 { font-size: clamp(2rem, 4.6vw, 3.2rem); line-height: 1.15; letter-spacing: -.02em; max-width: 780px; }
.hero p { font-size: 1.15rem; opacity: .9; max-width: 640px; margin: 20px 0 34px; }
.hero .acoes { display: flex; gap: 14px; flex-wrap: wrap; }

/* Seções */
section { padding: 84px 0; }
.alt { background: var(--fundo); }
.titulo { text-align: center; max-width: 700px; margin: 0 auto 48px; }
.titulo h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); color: var(--azul); letter-spacing: -.02em; }
.titulo p { color: var(--suave); margin-top: 10px; }

.grade { display: grid; gap: 22px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.card { background: #fff; border: 1px solid var(--borda); border-radius: var(--raio); padding: 28px; }
.card .ico { width: 46px; height: 46px; border-radius: 12px; background: #e8f1fd; color: var(--destaque); display: grid; place-items: center; font-size: 1.35rem; margin-bottom: 16px; }
.card h3 { font-size: 1.1rem; color: var(--azul); margin-bottom: 8px; }
.card p { color: var(--suave); font-size: .96rem; }

.passos { counter-reset: p; }
.passos .card h3::before { counter-increment: p; content: counter(p) ". "; color: var(--destaque); }

.cta { background: var(--azul); color: #fff; text-align: center; border-radius: 22px; padding: 56px 28px; }
.cta h2 { font-size: clamp(1.5rem, 3vw, 2rem); }
.cta p { opacity: .85; margin: 12px auto 28px; max-width: 560px; }

.contato-lista { list-style: none; display: grid; gap: 14px; }
.contato-lista li { background: #fff; border: 1px solid var(--borda); border-radius: var(--raio); padding: 18px 22px; }
.contato-lista strong { display: block; color: var(--azul); font-size: .85rem; text-transform: uppercase; letter-spacing: .04em; }

/* Páginas legais */
.legal { padding: 64px 0 84px; }
.legal .wrap { max-width: 820px; }
.legal h1 { color: var(--azul); font-size: 2rem; margin-bottom: 6px; }
.legal .data { color: var(--suave); margin-bottom: 36px; }
.legal h2 { color: var(--azul); font-size: 1.2rem; margin: 32px 0 10px; }
.legal p, .legal li { color: #374055; margin-bottom: 10px; }
.legal ul { padding-left: 22px; }

/* Rodapé */
footer { background: #071b3b; color: #b8c3d8; padding: 56px 0 28px; font-size: .92rem; }
footer .colunas { display: grid; gap: 32px; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }
footer h4 { color: #fff; margin-bottom: 12px; font-size: .95rem; }
footer a { color: #b8c3d8; display: block; margin-bottom: 6px; }
footer a:hover { color: #fff; }
footer .aviso { border-top: 1px solid rgba(255,255,255,.1); margin-top: 36px; padding-top: 20px; font-size: .8rem; color: #8592ab; }